Refinancing home loans, property investment loans and commercial loans are done for many reasons. But one thing is paramount to us at Home Edge: the reasons for refinancing your loan must provide clear benefit to you, the client. Typically, we can access cheaper rates and cost structures whilst making sure that the product is still most suitable for your current and future requirements.
Our refinancing specialists can conduct a no-obligation cost comparison health check on your home loan. This is a free service that will help us ascertain from you if, when and why a switch of lender would benefit you. It might be because the interest rate is cheaper, the costs and fees are lower, or that the products offer more flexibility to better cater to any change in your circumstances, for example, to access equity in your property when you want to renovate your house or expand on your property portfolio. This can be more complex or indeed, made simpler, among the many reasons to refinance.
With interest rates at their lowest in a long time, many home owners will choose to review their loans and possibly refinance, striking while the iron is hot. Some might choose to fix part of their loan at the low interest rate, leaving the remainder variable, while others might fix their entire loan. By refinancing through Home Edge, you can take advantage of the very competitive rate options available through our large panel of lenders for various fixed rate loan terms. We also stay up to date with any special offers, rebates and incentives from the lenders to win your business in this highly competitive space.
To discuss refinancing your home, commercial or investment property loan with a lending specialist, make an appointment with Home Edge in Melbourne today. Give us a call on (03) 9885 8831 or contact us online.